Monday, March 26, 2012

Iovation: The New Tool in the Fight Against Identity Theft and Fraud


One of the big advantages that identity thieves have had is the ability to be so many different people at the same time from the same computer.  We’ve all heard the stories of the bad guy sitting in front of his computer shopping in his underwear.  Ordering online from many different stores with one identity then shifting to the next and going through the next identity shopping at the same stores. 

Well there is a way to take that advantage away from the thieves. A program offered by iovation called  ReputationManager 360 takes this long time advantage away from the criminals. 

What makes the ReputationManager 360 so special is the fact that it identifies the machine involved in the transaction as well as the user profile.  The machine’s footprint is one of those things that is unique about the transaction.  Imagine being able to see three transactions coming in with different user IDs but from the same machine footprint.  Is it possible yes, but is it likely no.  The not likely factor will save you a lot of time and money over the best guess analytics that most companies are using today.

In 2008 iovation commissioned a study “The Total Economic Impact of iovation ReputationManager™” to document the effects on a single company in the financial services industry.  I found the results to be eye opening to say the least.  A 300% ROI is nothing to sneeze at. If it can help shut down the thieves and reduce the loses then it is something to seriously look at.

For more information on ReputationManager 360 I suggest that you check at www.iovation.com.   

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